Discounts: 20%-45% savings on routine office visits and ancillary medical services such as lab work and imaging centers

Provider network: Over 525,000 locations

Key features:

• PHCS is the largest proprietary PPO in the country with nationwide access
• Live operators are available to educate members on coverage levels and identify participating network providers, specialists and hospitals - with the end-goal of helping minimize out-of-pocket expenses
• Providers must pass strict credentialing criteria
• PHCS has relationships with providers associated with the majority of specialties

Discounts: 20%-50% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bleaching
• Bonding
• Veneers and more

Provider network: Over 63,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• No limits on use, everyone is accepted
• No waiting or administrative forms to file

Discounts: 20%-40% off the retail price of eyewear, exams, eyeglasses and contact lenses

Provider network: Over 40,000 providers nationwide including access to independent optometrists, ophthalmologists and opticians and leading optical retailers such as Pearle Vision®, LensCrafters®, Sears Optical® and Target Optical®

Key features:

• Replacement contact lenses* can be ordered via the Internet for competitive prices for delivery to the member's home
• 15% off the retail price or 5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount, through U.S. Laser Network, one of the largest laser networks available

* This service is for replacement contact lenses only, and your EyeMed Vision Care discount does not apply.

Discounts: 40%-50% off the overall national average cost of LASIK vision correction surgery. Plus, LASIK vision correction surgery can provide members with savings of thousands of dollars over several years by eliminating or reducing the need for glasses and contacts.

Provider network: Over 710 locations nationwide

Key features:

• A free consultation, pre-operative exam and post-operative appointments
• Fully refundable deposit (even if the member decides not to have the surgery)
• Nationwide access to board certified ophthalmologists using state-of-the-art, FDA approved LASIK vision correction technologies
• Interest-free financing plans up to four months or payments as low as $42 per month available to qualified candidates

Discounts: 30% savings on hearing exams and services, and approximately 25% discount off a hearing aid at any HearPo provider

Provider network: Over 1,600 provider locations

Key features:

• Largest provider of audiology and hearing aid services in the United States
• Over 200 models of hearing aids available, including the newest programmable and digital technology
• Discounts on repairs and batteries
• Comprehensive follow-up services at no charge for one year
• Free demonstrations of the latest technologies
• All testing completed by highly credentialed licensed professionals
• 60-day trial period with 100% money-back guarantee

Discounts: An average of 20% savings on brand name drugs and 40% savings on generic drugs at participating pharmacies. The discount is automatically calculated and applied at the time of the transaction.

Provider network: Over 58,000 pharmacy locations nationwide, including Albertsons, Costco, CVS, Kmart, Kroger, Publix, Rite Aid, Safeway, Target, Wal-Mart, Walgreens, Winn Dixie and more.

Key features:

• The discounts can be used by the member's entire family
• Pharmacy orders available via mail and Internet
• Online tools available to help members:
  • Locate participating pharmacies anywhere in the country
  • Find retail pharmacy prescription drug pricing
  • Identify and price equivalent alternative drugs that may have deeper discounts
  • Receive mail-order prescription drug pricing
  • Download and print mail-order forms

Discounts: In addition to receiving a free blood glucose monitor upgrade, members also have access to a wide array of discounts including:

• 20%-30% off the retail price of durable medical equipment
• 20%-40% off the retail price of disposable medical supplies
• 20%-25% off the retail price of nutritional supplements and daily living aids

Key features:

• Better Living Now is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions such as diabetes
• No shipping charges for orders that are $100 or more
• Members can receive up to a 90-day supply, and Better Living Now's care coordinators will send a replacement notification before supplies run out
• No complicated forms to fill out
• No inconvenient trips to the pharmacy

CareNet provides nurse triage services via a toll-free number 24 hours a day, 7 days a week, including holidays.

Key features:

• Each nurse call will be documented and HIPAA compliant
• Deaf and foreign language services available through TDD and a language line service
• Access to a pre-recorded health information library consisting of over 1,100 various topics, including: